Question
Can someone get travel insurance with HIV and hepC?
19 August 2011. Related: All topics.
hello, its been awhile since i’ve visited this site but that’s good as i’ve not had any worries of questions untill now. I’m hiv positive and have also hep c so i need a insurance company who will cover myself with both at the moment i cant find one whom will take me on with both many will as far i i can see with just the hiv side but I am unable to find one that covers both. Any idea? remembering i can’t just ring these up and ask direct since they as all insurance will ask my details before even entering into a dislcosure of what and why of the policies…
Answer
There are several companies that specialise in HIV travel insurance. Usually the premium is based on your CD4 count, viral load and current health. Sometimes this includes a lower CD4 cut-off where the insurance is more difficult, but if some one was on stable treatment with no other health complications this may still be possible.
As hepatitis C is generally only a slowly progressive infection for most people, and that this involves many years without symptoms, this shouldn’t complicate HIV-related insurance.
Rothwell and Towler were one of the first to offer HIV-positive insurance and they also insure people with HepC, so this might be a good place to start. I gave one of their advisors a call and this wasn’t something that seemed a concern. The decision to insure someone is based on current health though and it sound like both conditions are stable for you.
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